Collin County Homes under $400,000

Welcome to Collin County, Texas, a vibrant and rapidly growing region that perfectly blends suburban charm with urban convenience. Nestled just north of Dallas, Collin County is renowned for its excellent schools, thriving economy, and a plethora of recreational activities. With its picturesque landscapes, friendly communities, and a strong sense of belonging, it’s no wonder why so many families and professionals are choosing to call this area home.

One of the standout features of Collin County is its diverse real estate market, particularly for those seeking homes under $400,000. This price range opens the door to a variety of options, from cozy single-family homes to modern townhouses, making it an ideal choice for first-time homebuyers, young families, or anyone looking to invest in a growing area.

Within Collin County, you’ll find charming neighborhoods like McKinney, Allen, and Frisco, each offering its own unique character and amenities. Enjoy the vibrant local dining scene, boutique shopping, and beautiful parks that encourage an active lifestyle. The county is also home to a number of family-friendly attractions, including the renowned Heard Natural Science Museum and Wildlife Sanctuary, perfect for weekend outings.

With easy access to major highways, commuting to Dallas and beyond is a breeze, allowing residents to enjoy the best of both worlds—serene suburban living with the excitement of city life just a short drive away. Discover your dream home in Collin County today, where affordability meets opportunity in a community you’ll love to be a part of!

Newest Collin County Homes under $400,000

$340,000

3 Beds ⋅ 2 Baths ⋅ 21406582 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 7109 Cottonwood Cir is a one-story Sachse home built in 1996 with 1,519 square feet of living area. The kitchen has white cabinets, a range, and a dishwasher, with dining space nearby. The living room has a fireplace, and an arched window brings light into one of the bedrooms. Three bedrooms and two bathrooms complete the interior. Outside, the fenced backyard has mature trees and room for outdoor seating. An attached two-car garage and a laundry area add practical storage and utility space. The room sequence connects the kitchen, dining, and living areas while keeping the bedrooms apart. Home comes with a 100-Day Home Warranty

7109 Cottonwood Cir, Sachse

$301,000

4 Beds ⋅ 2 Baths ⋅ 21400347 MLS

Welcome home to this beautifully refreshed, single-story home in the desirable Arcadia Farms community! Built in 2022, this 4-bedroom, 2-bath home offers a bright, open-concept floor plan filled with natural light and designed for comfortable everyday living. The entire interior has been freshly painted, creating a crisp, clean and move-in-ready feel. Beautiful wood-look luxury vinyl plank flooring flows throughout the entire home with NO CARPET, offering both style and easy maintenance. At the heart of the home is a spacious kitchen featuring white cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, gas range, large walk in pantry and a large center island overlooking the living and breakfast dining area. Multiple windows bring abundant natural light into the open living space, making it feel bright, airy and welcoming. The private primary suite features a spacious bedroom, dual-sink vanity, walk-in shower and walk-in closet. Three additional bedrooms provide plenty of flexibility for guests, a home office or additional living needs. Step outside to a fenced backyard with a covered patio, ready for relaxing, entertaining or creating your own outdoor retreat. Located in Arcadia Farms, residents enjoy community amenities including a pool, parks, playgrounds, walking and biking trails, and green spaces. With its fresh interior, open layout, neutral finishes and carpet-free flooring throughout, this home is ready for its next owner!

1105 Mahogany Ln, Princeton

$299,900

2 Beds ⋅ 2 Baths ⋅ 21406467 MLS

This property is part of the First Look Initiative program through November 6th, 2026. This property is a 2-bedroom, 2-bathroom townhome built in 2021 with 1,353 square feet of living space on a 3,186-square-foot lot.

612 Cloverleaf Dr, Wylie

$230,499

3 Beds ⋅ 2 Baths ⋅ 21405268 MLS

New Construction Lennar Home - The Beckman Floor Plan - This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner’s suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

2858 Daybreak Blvd, Princeton

$391,000

3 Beds ⋅ 2 Baths ⋅ 21406282 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 3412 Lillian Ct is a one-story Celina home with 1,987 square feet, three bedrooms, and two bathrooms. The kitchen centers on an island with a sink and pendant lighting, complemented by a gas cooktop and wall oven. A corner fireplace anchors the living room. The primary bedroom has bay windows, a walk-in closet, and an adjoining bathroom with double sinks, a separate tub, and a glass-enclosed shower. A laundry room sits off the central hall. The fenced backyard includes a covered patio and a pavilion with a built-in grill and counter. An attached two-car garage completes the layout. Home comes with a 100-Day Home Warranty

3412 Lillian Ct, Celina

$310,000

3 Beds ⋅ 3 Baths ⋅ 21405961 MLS

Discover a fantastic opportunity in Allen with this freshly painted, completely remodeled two-story townhome-style condo located right across from the community pool! Step inside to a bright, open layout featuring rich hardwood floors and no carpet throughout. The chef-friendly kitchen boasts sleek granite countertops and a gas range, opening seamlessly into a spacious living area centered around a cozy fireplace. A convenient powder room and extra storage complete the main level. Upstairs, the tranquil primary suite features a fully remodeled en-suite bathroom with a dual-sink vanity. Two additional bedrooms share a full bath, while a versatile bonus loft provides the ideal space for a home office or reading nook. The laundry room is also conveniently located on this level. Enjoy low-maintenance living with HOA coverage for essential exterior elements like the roof and fence. Unbeatable location: right across from the pool, steps from a dog park, and minutes from local dining, Allen Premium Outlets, and Allen Station Park. This community is currently at capacity for rentals.

706 S Jupiter Rd Unit 307, Allen

$325,000

3 Beds ⋅ 2 Baths ⋅ 21401945 MLS

Beautiful and inviting home located in the highly desirable and growing community of Melissa, Texas. This spacious 3-bedroom, 2-bath, 2 living offers thoughtfully designed living space with a comfortable layout perfect for everyday living and entertaining. Step inside to a bright and welcoming interior featuring spacious living areas and an open flow that makes the home feel warm and inviting. The kitchen provides plenty of space with the adjoining living and dining areas offer flexibility for entertaining or relaxing at home. The generously sized primary bedroom provides a private retreat, complete with its own bathroom and ample closet space. Two additional bedrooms can easily accommodate family, guests, a home office, or additional flex space. Outside, the backyard provides plenty of room to relax, entertain, or create your own outdoor retreat. Located in Melissa, one of North Texas’ rapidly growing communities, the home offers convenient access to nearby schools, shopping, dining, entertainment, and major roadways for an easy commute throughout the surrounding area.

2929 Aspen Way, Melissa

$365,000

3 Beds ⋅ 2 Baths ⋅ 21406058 MLS

Fresh, modern and completely move-in ready—2327 N Ridge proves an established McKinney home can have a whole new attitude. Step inside to a bright, updated interior featuring today's clean neutral colors, warm wood-look flooring and a light, airy feel that carries throughout the home. Vaulted ceilings add to the sense of space, while the living room fireplace brings just the right amount of cozy. The updated kitchen keeps things fresh and functional with granite countertops, generous cabinetry, breakfast bar and eat-in dining space. But wait until you see the primary suite. The oversized primary bedroom leads to a beautifully updated bath with a modern vanity, dual sinks, separate shower, garden tub and walk-in closet—a serious standout in this home. With 3 bedrooms, 2 full baths and 1,467 SF, the floor plan packs a lot into an easy-to-maintain footprint. Matrix And when it's time to get outside, the North Brook location delivers. Enjoy nearby soccer fields, splash pad, playground and trails, plus convenient access to Hwy 75, shopping, dining and everything McKinney. No renovation list. No dated color palette. No “we'll get to that later.” Just a fresh, updated home that's ready for you to move in and start living.

2327 N Ridge Rd, McKinney

$250,000

3 Beds ⋅ 3 Baths ⋅ 21405380 MLS

A welcoming entry opens to a two-story layout with wood flooring, a staircase to the upper level, and an open main living space. The living area features a gas-log fireplace with glass doors, recessed lighting, a ceiling fan, and architectural ceiling detail, while an adjoining dining area offers a defined space for meals and entertaining. The kitchen is arranged around a large center island with granite countertops, abundant white cabinetry, and tile backsplash, with a layout that keeps it connected to the surrounding living areas. A separate laundry room provides additional built-in cabinetry. Upstairs, the spacious primary bedroom features a vaulted ceiling and ceiling fan, along with an en suite bath offering a double vanity, a separate soaking tub and glass-enclosed shower, and a generously sized closet with extensive shelving. Additional bedrooms provide flexibility for sleeping, office, or hobby space, and a secondary full bath serves the upper level. Outside, a private fenced patio with pavers and a wood pergola creates an inviting spot for outdoor seating or dining. An attached two-car garage adds convenient parking and storage. La Buena Vida community amenities include a pool, tennis court, clubhouse, and fitness center. Conveniently positioned near the Dallas North Tollway and President George Bush Turnpike, the location provides access to Addison-area dining, shopping, and entertainment, along with nearby outdoor destinations including Winnwood Park, White Rock Creek Trail, and Addison’s network of parks and trails.

18240 Midway Rd Unit 1602, Dallas

$275,000

4 Beds ⋅ 2 Baths ⋅ 21398083 MLS

Bring the vision! The big-ticket work has already begun. 2718 High Pointe Boulevard offers a rare opportunity for the buyer who would rather create than compromise. This single-story McKinney home is ready for its next chapter and is being offered as a rehab opportunity with several significant property improvements already completed. The foundation was repaired in February 2026, major plumbing repairs were completed in May 2026, water heater was replaced in February 2026, dishwasher March 2024 and oven range September 2024. The roof was replaced in July 2017. With some of the less glamorous and potentially costly projects already addressed, the opportunity now shifts to the part buyers and investors can get excited about: reimagining the interior and bringing the home back to life. Whether you're an investor searching for your next renovation, a buyer wanting to build sweat equity, or someone looking for a home you can redesign around your own style, this property offers a compelling starting point. Located in an established McKinney neighborhood with convenient access to US-75 and US-380 and near McKinney North High School, shopping, dining, employment centers, and all that McKinney has to offer. The bones are here. The major work has started. Now bring the design plan and finish the story.

2718 High Pointe Blvd, McKinney

$349,000

2 Beds ⋅ 2 Baths ⋅ 21395829 MLS

Welcome to this beautifully maintained home in Heritage Ranch! Situated just east of US-75 off Stacy Road, Heritage Ranch offers a peaceful residential setting while providing convenient access to Fairview, Allen, and McKinney, with shopping, dining, medical facilities, and entertainment all nearby. Inside Heritage Ranch, residents enjoy an exceptional lifestyle with an array of onsite amenities, including an 18-hole golf course, clubhouse, fitness center, pools, walking trails, restaurants, and numerous activities. The cozy, quiet yard offers a peaceful space to relax and unwind. The enclosed patio is perfect for hosting guests, gatherings, and enjoying time together in a comfortable, private setting. This home has been thoughtfully improved by the owner, including a beautiful enclosed patio that provides additional space for relaxing or entertaining. The kitchen features a lovely custom skylight that fills the space with natural light, creating a bright and welcoming atmosphere. The home has also been recently painted and is move-in ready with no repairs needed. Come enjoy the relaxed, active lifestyle of Heritage Ranch while being conveniently located near everything Fairview and the surrounding North Texas area have to offer.

1307 Shinnecock Ct, Fairview

$338,990

4 Beds ⋅ 3 Baths ⋅ 21405988 MLS

MLS# 21405988 - Built by Trophy Signature Homes - December 2026 completion ~ Perfect proportions and an abundance of well-placed features make the Oscar a blockbuster design you'll love coming home to. Say hello to the sun as it streams through oversized windows in your primary suite. Just around the corner is your home office, an inviting space that encourages creativity and offers an escape to the back patio or the ultra-modern kitchen when it's time for a break. Life is centered in the great room with a cozy family room, chic dining area and an ultra-modern kitchen. Three additional bedrooms located near the front of the house are private, quiet and serene.

817 Summer Sun Ln, Princeton

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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